Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases. Pay Yourself First It sounds simple, but paying yourself first can really pay off.